Can your full roof replacement be covered by your homeowners' insurance?

You have homeowners insurance to protect your home from damage and other unforeseen problems. This includes covering your roof if it’s ever damaged. But will your insurance company pay for a new roof? That comes down to what caused the damage and the type of policy you have. 

Will insurance pay for a new roof?

Yes, insurance will pay for a new roof under the right circumstances. Your roof must have damage caused by extreme weather during storms to qualify for a roof replacement from your insurance company. 

These weather events include damaging winds during heavy thunderstorms ripping off shingles, hail storms, snowstorms, and tornados. They’ll also cover damage from trees or tree limbs falling on your roof during a storm. 

If you have roof damage caused by any of the above, your insurance should pay for all or almost all of your roof replacement depending on the damage the insurance adjuster finds during their roof inspection. 

Do you have to pay your deductible when insurance pays for a new roof?

Yes! 

What do you need to know about the insurance claim process?

The insurance claims process can be incredibly difficult to understand if you have not been through the process yourself. Peachtree Restorations is committed to helping you understand this process. We encourage you to reach out to your Project Manager, Finance Team, or Public Adjuster anytime you have questions about the insurance process.